Know what's safe to spend today.
Make your money feel good today—and still feel good tomorrow.
Understand where your money goes, what feels worth it, and how to leave room for your life. Maica brings your spending, protected expenses and destinations together.
From Dreams to Destinations.
- — Personalized guidance based on your real spending.
- — Know what's safe to spend, today.
- — See upcoming bills before they surprise you.
- — Stay pointed at the destination you chose.
Maica is in open beta — free for beta members.
Curious first? Take the 2-minute demo
69%
there
Today's goal
Jamaica 2027
$4,120 of $6,000
Before You Buy · Example
Check a dinner against your available budget. Buy it, save for later, or earmark money toward Jamaica.
Your Maica Map
80% closer to your destination
Where you're headed
Know your runway
See safe-to-spend at a glance, factoring in every bill before the next paycheck.
Before You Buy
Check a purchase against your flexible budget. Buy it, save it for later, or earmark money toward a destination — your choice.
Protect what matters
Choose specific Non-Negotiable amounts. Optional check-ins and a weekly review help you see what felt worth it.
Put it in perspective
Less than what you already spend
- 2 delivery coffees a week~$40/mo
- One takeout dinner~$25
- A streaming plan you forgot about~$16/mo
- A few impulse online orders$50+
Typical U.S. prices. Enjoy the things you love — Maica just helps you choose them on purpose.
Join the Maica beta
Build your Maica Map, connect your accounts, and see how smarter daily decisions move you closer to the life you want.
Join the BetaBank-level encryption, read-only access via Plaid — the same network Venmo and Robinhood use. We never sell your data.Free during the beta. Sign up and start right away.