Know what's safe to spend today.
Maica connects your accounts, covers every bill, protects your buffer — then tells you spend, save, or wait, without the guilt trip.
From Dreams to Destinations.
- — Personalized guidance based on your real spending.
- — Know what's safe to spend, today.
- — See upcoming bills before they surprise you.
- — Stay pointed at the destination you chose.
Maica is in private beta — free for early members.
Curious first? Take the 2-minute demo
69%
there
Today's goal
Jamaica 2027
$4,120 of $6,000
Purchase approved
$68 dinner fits tonight — bills covered, buffer intact, Jamaica still 18 days early.
Your Maica Map
80% closer to your destination
Where you're headed
Know your runway
See safe-to-spend at a glance, factoring in every bill before the next paycheck.
Analyze any purchase
Enter it, and get the numbers — not a guilt trip.
Protect your buffer
Set an emergency floor. Maica warns you before you cross it.
Join the Maica beta waitlist
Build your Maica Map, connect your accounts, and see how smarter daily decisions move you closer to the life you want.
Join Beta WaitlistBank-level encryption, read-only access via Plaid — the same network Venmo and Robinhood use. We never sell your data.Free during the private beta. We'll email you when your spot opens.